For trading and service companies
Invoicing, clients and payroll for UAE trading and service companies
Quotes, orders and VAT tax invoices that are right the first time, a client pipeline nobody forgets to follow up, and payroll and visas for the team. Getting ready for e-invoicing in 2027.
Invoices
Full and simplified 5% VAT tax invoices with TRNs and sequential numbers
E-invoicing
Your invoice data getting ready for the 2027 e-invoicing rollout
Follow-ups
Every lead on one board, from new enquiry to won
What Substrate does for trading and service companies
Money
Invoices and books that keep up
5% VAT invoices, expenses and bank matching, with the data getting ready for e-invoicing.
Sales
Quotes, orders and commissions
From quote to order to invoice, with partner and staff commissions worked out the same way every time.
Clients
No enquiry left behind
Every client and lead on a simple board, with follow-ups the AI drafts for you to approve.
People
The team, the visas, the WPS file
Visa and Emirates ID dates, WPS salary file and gratuity for every employee.
Marketing
Outreach without the copy-paste
Campaigns drafted in English or Arabic for contacts who opted in, sent only when you approve.
How the AI works
AI drafts. You approve.
Every module has an AI agent that prepares the work. Nothing changes without your tap, and every change is logged.
What it costs a 6-person trading company
Four people log in on the SME plan: 4 users × AED 19.99 = AED 79.96 a month before VAT, with payroll, visas, invoices and the client board included.
Plans: Starter AED 9.99, SME AED 19.99, Enterprise AED 34.99 per user a month, minimum 2, 3 and 5 users, excluding VAT. See pricing
Free help while you decide
Questions owners ask
Is Substrate an accredited e-invoicing provider?
No. Substrate is not an Accredited Service Provider. It keeps your invoice data structured and complete so connecting to your chosen provider is simple.
Can I issue invoices in US dollars?
You can invoice in another currency as long as the VAT is also shown in AED, which the law requires.
Do I pay for every employee?
No. Only people who log in are billed. Staff kept for payroll and visas are free.
Can I run more than one company?
Several companies under one login come with the Enterprise plan.
More free tools and guides
Gratuity calculator
End-of-service benefit for any employee, worked out to the dirham.
Final settlement calculator
Gratuity, unused leave, last salary and notice pay in one breakdown.
Corporate tax calculator
Your 9% corporate tax, and whether Small Business Relief brings it to zero.
VAT calculator and invoice checker
Add or remove 5% VAT, and check a tax invoice has every field the FTA asks for.
E-invoicing deadline checker
When your business must appoint a provider and go live, and what to do first.
WPS in the UAE: the 2026 salary rules
Pay by the 1st, the 85% rule, and what happens on day 2, 5, 11, 16 and 21.